Job Description

WHO WE ARE

IMT is proud of our heritage and will never forget where our roots are firmly planted. Locally run from its office in West Des Moines, Iowa, IMT has been a Midwest company since it was founded in Wadena, Iowa in 1884. That’s over 140 years!

Today, IMT continues to offer a strong line of personal and commercial insurance products for which it has always been known, along with exceptional service for a competitive price. Our products are offered through Independent Agents throughout a six-state territory – Iowa, Illinois, Minnesota, Nebraska, South Dakota and Wisconsin.

FIELD AUTO CLAIM APPRAISER

IMT Insurance is seeking an entry-level Auto Claim Appraiser to analyze and determine coverage and damages concerning auto losses and attempt to effect settlement with insureds and claimants in the Quad Cities and surrounding area. Apply online today!

A DAY IN THE LIFE

• Deliver quality customer service throughout the life cycle of the claim with effective communication to all applicable parties. Communicating with insureds and claimants to gather important information to support claim decisions.
• Complete thorough and adequate vehicle scope utilizing technical expertise and company resources.
• Prepare quality itemized appraisals and/or total loss evaluations using claims best practices and vehicle software systems to repair damaged vehicles (including ATV, Motorcycles, Campers/Trailers, and Watercraft) to their pre-damaged condition.
• Negotiates with collision centers, Independent Adjusters, claimants and policyholders regarding auto physical damage repairs and/or total loss evaluation and settlements.
• Negotiate, settle, authorize, and/or issue payments for auto physical damage based on coverage, verifiable damage, and appraisal.
• Partners with the assigned Claim Professional throughout the life of the claim to assist with the investigation and documentation of the claim file.
• Partners with the assigned Claim Professional who will be completing the liability portion of the claim to ensure appropriate coverage and liability prior to negotiations and settlement.
• Communicate with Casualty Adjusters to determine liability and settlement of 3rd party claims.
• Has knowledge of commonly-used concepts, practices, and procedures within the claims field.
• Primary job functions require exercising some independent judgment and management of claim file.
• Mentor and assist other team members.

DESIRED QUALIFICATIONS

• College education preferred or equivalent and 1-3 years of auto claims, auto body appraisal or insurance experience or related claims knowledge.
• Ability to read, problem solve and pay close attention to details.
• Ability to listen and communicate to the customer, both orally and in writing in a professional manner.
• Knowledge and experience with automobile parts and repair techniques, terminology, and vehicle construction is preferred.
• Ability to operate standard office computer system.
• Meets physical requirements to properly ascertain claim damages. Includes, lifting, bending and viewing damage in field.
• Maintain technical expertise and knowledge of current trends and techniques in the market.
• Must maintain valid driver's license due to required fieldwork.
• Must develop and maintain strong negotiation skills.
• Must be a self-starter with the ability to organize and complete essential job functions on a daily basis.
• Substantial travel with extended driving.
• Must possess the ability to work well with others.

Appraisers with advanced experience will be considered at the Sr. Level

BENEFITS & PERKS

IMT Insurance is committed to our employees and their families. When you work for IMT, you earn far more than just a paycheck. The IMT office was new in 2018 and offers a fitness room, game room and a variety of collaboration areas. This position includes hybrid and remote work arrangements, learning and development opportunities and more! Below is a list of what IMT offers our employees:

• Medical, dental, and vision insurance, Life & A D & D insurance, 401K retirement savings accounts, spending accounts, long and short-term disability, profit share, paid vacation & sick time, employee assistant program and additional voluntary benefits.

The salary range for this position is $53,000.00 - $85,000.00

Starting salary and level of position will depend on level of experience

This position is not eligible for tips or commission but may be eligible for additional bonuses

WHAT DEFINES US

Our vision is to provide peace of mind in the moments that matter.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant based on race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Our agents and customers come from all walks of life and so do we. Our goal is to hire great people from a wide variety of backgrounds, because it makes our team stronger. If you share our values and our passion for creating a Worry Free life for others, we want to talk to you!

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